It is important that you review page 3 of the Social Security Statement you receive each year to make sure the earnings record is correct and that Social Security has recorded each year that you worked. You are the only person who can look at the earnings chart and know whether it is complete and correct. If Social Security records are wrong, you may not receive all the benefits to which you are entitled.

If some, or all, of your earnings from the last year are not shown on your Statement, it could be that Social Security was processing last year's earnings reports when your Statement was prepared. Your complete earnings for the last year will be shown on the next Statement you receive.

Call Social Security right away at 1-800-772-1213 (7 a.m. - 7 p.m. your local time) if any earnings for years before last year are shown incorrectly. If possible, have your W-2 or tax return for those years available.

If you do not have a current Statement, you can request one by completing an online Request for Social Security Statement, or download and complete form Social Security Administration-7004. You also can request the form by calling 1-800-772-1213 or by filing your request at your local Social Security office.

And remember, when you request a Statement, you will not automatically receive one for another year.